CSA Partners with AfriLand First Bank to Launch Long- and Short-Term Salary Loan Schemes for Civil Servants

The Civil Service Agency (CSA) has partnered with AfriLand First Bank in a landmark move to bolster financial inclusion and economic resilience among public sector workers. The collaboration has launched two major loan facilities: the 50% Salary Advance Scheme and the 3–5 Year Long-Term Civil Service Loan Facility.

Officially unveiled on December 4, 2025, the initiative was held within the Ministerial Complex Ballroom in a ceremony attended by government officials, development partners, civil servants, and media representatives. The Speaker of the House of Representatives, Hon. Richard Nagbe Koon, who served as Chief Launcher, presided over the ceremony.

The nationwide process is designed to expand financial access, alleviate short-term economic pressure, and support long-term wealth creation for civil servants across Liberia.

CSA Director-General Dr. Josiah F. Joekai, Jr, described the initiative as “a defining step in restoring dignity, stability, and opportunity to Liberia’s public workforce.”

“This is not just the launch of two financial services; it is a defining moment in the government’s mission to restore dignity, renew hope, and expand economic opportunity for thousands of hard-working civil servants,” Dr. Joekai stated.

He outlined the key features of the schemes: The Salary Advance Scheme allows civil servants to access up to 50% of their monthly salary at only 3% interest. The Long-Term Loan Facility offers repayment periods of 3 to 5 years for investments in housing, education, agriculture, and small businesses.

Dr. Joekai emphasized that the program is expected to stimulate the national economy, empower households, and strengthen public sector productivity.

Speaker Richard Nagbe Koon hailed the initiative as a major stride toward rebuilding trust in government and strengthening Liberia’s economic foundation.

“Today’s launch is not only about loans; it is about restoring dignity to civil servants and strengthening the economic backbone of this country. When civil servants are financially empowered, the entire nation benefits,” Speaker Koon stated.

Honorable Koon commended the CSA for its welfare-driven reforms and praised AfriLand First Bank for its collaborative, people-centred approach.

“This partnership represents what good governance should look like: public institutions and private banks working together in the interest of the people,” he added.

The Chief Executive Officer of AfriLand First Bank, Mr. Michel Doriand Pedie, reaffirmed the bank’s commitment to ensuring the loan facilities are affordable, accessible, and secure, with repayments integrated into the national payroll system.

“AfriLand First Bank is proud to serve as the financial partner for this transformative initiative. These loan products are designed to protect workers, eliminate predatory lending, and promote healthy financial behavior,” Mr. Pedie stated.

The bank also announced it will provide investment advisory services to guide civil servants in using the loans responsibly for sustainable economic growth.

With branches in more than ten counties, AfriLand’s involvement ensures nationwide coverage, particularly for civil servants in rural Liberia.

The collaboration between the Civil Service Agency and AfriLand First Bank marks a significant public-private effort to enhance the financial well-being of Liberia’s civil servants, combining institutional reach with tailored financial products.

As the central government body responsible for the administration, development, and welfare of Liberia’s civil service, the CSA holds a fundamental duty to safeguard and improve the conditions of service for public sector employees. This includes championing initiatives that promote economic security, professional dignity, and long-term stability for civil servants and their families, thereby reinforcing a productive and motivated public sector workforce essential for national development.